Instant Online Test

The mis-sold endowment test will give you an indication of whether or not you have a claim

The following questions are based on the 5 main criteria used to assess whether or not you may have been mis-sold a mortgage-linked endowment policy. You may have a valid claim if the company (or its representative) that sold you the policy failed in any one of these 5 areas.

When you purchased your mortgage-linked endowment policy: Yes No   1. Did the sales person inform you of other mortgage options such as capital repayment mortgages?   2. Did the sales person tell you that your policy would produce a lump sum surplus to the target amount at maturity?   3. Were you made aware that there was no guarantee that the policy would pay-off your mortgage at maturity?   4. Did the sales person complete a full investigation into your financial and personal circumstances to establish your attitude to risk?   5. Was the maturity date of the policy after your normal retirement age?

Vendside assists in compensation claims arising out of the mis-sale of mortgage linked endowment policies. A mis-sold endowment policy is one where the original advisor that sold the policy neglected their duty of care, or failed to adhere to the rules prescribed by the Financial Services Authority. Please Note: Claims cannot be made on the grounds of under performance.